What you get and what you need to do
What you need to do
- 1Share your Mooch referral code so the friend enters it during mobile app onboarding and passes identity checks.
- 2They use the A$50 signup credit when placing their first investment into an eligible third-party loan on Mooch.
- 3After that loan is funded, Mooch credits A$50 to your in-app wallet under its Refer a Friend rules.
What you get
New Mooch users who register with a referral code receive A$50 credit applied toward their first loan investment on the platform. The inviter receives A$50 paid into their Mooch wallet once the friend completes signup and invests in at least one loan to a third party. Mooch lending products carry fees, interest caps, and repayment schedules governed by its loan agreements.
Referrer side: $50 Mooch wallet credit after friend funds a loan
Eligibility and gotchas
- Mooch lending is not a bank deposit; loans carry Mooch loan fees and maximum 62-day repayment timelines.
- Borrowers and investors must be Australian permanent residents aged 18+ with verified income under Mooch eligibility rules.
- Credit rewards stay inside the Mooch wallet and follow Mooch's current referral and lending terms on moochmoney.com.
Double-check expiry, eligibility and exclusions on the provider's site before you sign up.
Official referral terms ↗
