What you get and what you need to do
What you need to do
- 1Open the Wise invite link and create a new personal account, then finish identity verification.
- 2Review the joining benefit Wise displays (fee-free transfer cap or card perk) before your first transfer.
- 3Complete a qualifying cross-currency transfer or card spend if you want the invite to count toward the inviter reward.
What you get
New Wise personal accounts opened via wise.com/invite/ahpc/cooperdylany may receive a one-time fee waiver on an eligible cross-currency transfer up to roughly one thousand Australian dollars, or a complimentary physical Wise card where that option appears. The benefit removes Wise transfer fees on the covered amount; bank or card charges outside Wise may still apply. Inviters can earn a cash bonus after the friend completes a qualifying transfer or spends at least about A$300 on the Wise card, depending on the invite program Wise assigns.
Referrer side: Cash bonus after friend qualifying transfer or card spend
Eligibility and gotchas
- Same-currency transfers, moving money between your own Wise balances, and ATM withdrawals do not qualify inviters.
- The fee-free transfer is single-use and expires about six months after signup.
- Invite programs differ by link and region; the offer screen after opening the link controls.
Double-check expiry, eligibility and exclusions on the provider's site before you sign up.
Official referral terms ↗
