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ING Bank referral codes

Banking · Last verified 4 Nov 2026

Offer checked 4 Nov 2026

On this page: ING Bank referral details for Australian customers, the $100 bonus sign-up headline, and the main conditions from our last check.

ING Refer a Friend pays $100 to both the referrer and new customer when the friend opens Orange Everyday and Savings Booster together and finishes deposit and card spend steps by 30 November 2026.

Bank and investment products involve risk. Read the PDS, FSG or relevant terms first.

Approved referral code

New customer offer

$100 bonus

Referrer reward: $100 per friend who completes all eligibility steps

FZC187
Open referral link ↗
  • New customers only
  • Both get a reward

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Know a working ING Bank referral code or link? Submit it for review. Approved submissions are added by hand and do not appear instantly.

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What you get and what you need to do

What you need to do

  1. 1Open ing.com.au/savingsbooster, apply for Savings Booster and Orange Everyday in the same online session, and enter the referral promo code in the promotion box on the application form before you submit.
  2. 2Deposit $1,000 or more from outside ING into the new Orange Everyday account within a single calendar month during the promotion period.
  3. 3Use the new Orange Everyday card for five or more settled purchases (in store, online, payWave, or digital wallet) within a single calendar month during the promotion period.

What you get

During the 11 August to 30 November 2026 promotion, a new customer who has not held Orange Everyday or Savings Booster since 1 July 2019 can receive $100 after opening both accounts with a valid referral code, depositing at least $1,000 from an external source into Orange Everyday within one calendar month, and making five or more settled (not pending) card purchases in one calendar month. The referrer receives $100 for each friend who completes those steps. Payments go to active Orange Everyday accounts and can take up to 30 days after all criteria are met.

Referrer side: $100 per friend who completes all eligibility steps

Eligibility and gotchas

  • You cannot add a missed referral code after submitting the application; ING will not pay the bonus if the code was omitted.
  • Anyone who held Orange Everyday or Savings Booster at any time since 1 July 2019, even if closed, is not eligible as the referred friend.
  • Participating in Refer a Friend may exclude you from other ING offers; read each campaign terms before you apply.
  • ING may refuse payment if codes are posted on public deal sites or marketed in ways that breach the offer intent.

Double-check expiry, eligibility and exclusions on the provider's site before you sign up.

Official referral terms ↗

How ReferRoo checked this offer

Last checked 4 Nov 2026. We read ING Bank's published referral rules and matched them to the steps and amounts on this page. If the provider changes its campaign, the live checkout or terms page wins.

Official ING Bank referral terms · How we check offers

FAQ

Where do I enter an ING referral code when opening accounts?

Type the promo code in the promotion box at the end of the online Savings Booster and Orange Everyday application at ing.com.au/savingsbooster. ING says codes cannot be added after the form is submitted.

What deposit and spend does ING require for the $100 bonus?

Deposit at least $1,000 from an external bank into Orange Everyday within one calendar month, then make five or more settled card purchases in one calendar month, all before 30 November 2026 and while the promotion runs.

Who is not eligible for ING Refer a Friend as the new customer?

The offer excludes anyone who has held Orange Everyday or Savings Booster since 1 July 2019, even if the account is now closed. Other personal eligibility rules on ing.com.au still apply.

When does ING pay the $100 referral bonus?

ING pays within 30 days after the friend meets every eligibility step, though processing can take longer. The cash is credited to each person active Orange Everyday account.

Can I combine ING Refer a Friend with another signup offer?

ING states that joining Refer a Friend may make you ineligible for other promotions unless an offer expressly allows stacking. Compare terms on each campaign page before you choose one.

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