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ubank referral codes

Banking · Last verified 23 Oct 2026

Offer checked 23 Oct 2026

What ubank is offering through referrals today ($30 cash bonus for new customers), plus steps and catches from the provider terms.

ubank Refer a Friend pays A$30 cash to both sides when a new customer enters a code during signup and completes five settled card purchases within 30 days.

Bank and investment products involve risk. Read the PDS, FSG or relevant terms first.

Approved referral code

New customer offer

$30 cash bonus

Referrer reward: A$30 cash after friend completes five settled purchases

A91A35V
  • New customers only
  • Both get a reward

Share your code

Know a working ubank referral code or link? Submit it for review. Approved submissions are added by hand and do not appear instantly.

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What you get and what you need to do

What you need to do

  1. 1Download the ubank app, start a new account application, and enter the referral code on the About you screen before finishing signup.
  2. 2Open a Spend account and activate your physical or digital debit card.
  3. 3Make five eligible card purchases within 30 days using the card, Apple Pay, Google Pay or card details online.
  4. 4Wait until all five transactions show as settled, then ubank deposits A$30 to you and your referrer.

What you get

New ubank customers who enter a valid referral code on the About you screen during mobile app signup, open a Spend account, activate the Visa debit card, and make five eligible purchases within 30 days can receive A$30 cash. The referrer receives the same A$30 once those purchases have settled (no longer pending). Returning customers who held an active ubank account within the previous 12 months may be excluded.

Referrer side: A$30 cash after friend completes five settled purchases

Eligibility and gotchas

  • Referral codes cannot be added after the profile is created.
  • ATM withdrawals, BPAY, direct debits, balance enquiries and EFTPOS cash-out-only taps do not count.
  • All five purchases must settle within the first 30 days; pending charges at day 30 may fail the offer.
  • Participants must be 18+ even though standard accounts may be available from 16.

Double-check expiry, eligibility and exclusions on the provider's site before you sign up.

Official referral terms ↗

How ReferRoo checked this offer

Last checked 23 Oct 2026. We read ubank's published referral rules and matched them to the steps and amounts on this page. If the provider changes its campaign, the live checkout or terms page wins.

Official ubank referral terms · How we check offers

FAQ

How do I unlock the ubank A$30 referral bonus?

Enter a valid code during signup on the About you screen, open Spend, then complete five eligible purchases within 30 days. ubank pays A$30 to both accounts after those transactions settle.

What counts as an eligible ubank card purchase?

Normal retail taps and online card spends count and there is no minimum per purchase. ATM cash, BPAY, direct debits and similar excluded transaction types do not count toward the five.

Can I add a ubank invite code after I sign up?

No. The code must be entered during registration. You also need to be 18+ for Refer a Friend, and the offer is aimed at brand-new customers or those without an active ubank account in the last 12 months.

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